AI for investment & finance with Wealthfront. Automated investing, tax-loss harvesting, and personalized financial planning.
Pricing Model
Pricing Plans
Automated Investing Accounts
Annual Advisory Fee: 0.25% of assets under management, deducted monthly.
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annual
Automated Bond Portfolio
Annual Advisory Fee: 0.25%.
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annual
Automated Bond Ladder
Annual Advisory Fee: 0.15%.
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annual
S&P 500 Direct Portfolio
Annual Advisory Fee: 0.09%. Minimum Initial Deposit: $5,000.
5,000
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Nasdaq-100 Direct Portfolio
Annual Advisory Fee: 0.12%.
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annual
Stock Investing Account
No advisory or management fees; no commissions. Wealthfront does not accept Payment for Order Flow (PFOF).
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Cash Account
Account Fees: None. Annual Percentage Yield (APY): Base APY of 3.50% as of November 7, 2025, subject to change.
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Cash Account Promotional Offer
Promotional Offer: New clients can receive a 0.50% APY boost for 4 months, resulting in a 4.00% APY during that period.
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Debit Card Fees - In-Network ATM Withdrawals
In-Network ATM Withdrawals: Free.
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Debit Card Fees - Out-of-Network ATM Withdrawals
Out-of-Network ATM Withdrawals: $2.50 plus any ATM owner fee; Wealthfront reimburses fees up to $7.50 for each of the first two domestic out-of-network ATM withdrawals per month.
2.5
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Debit Card Fees - Bank Teller Withdrawals
Bank Teller Withdrawals: $2.50 plus any teller fee.
2.5
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Debit Card Fees - International Transaction Fee
International Transaction Fee: 2.75%.
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Debit Card Fees - Cash Deposits at Select Retailers
Cash Deposits at Select Retailers: Up to $5.95.
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General Account Fees
Wealthfront does not charge account-opening fees, withdrawal or account-closing fees, trading/commission fees, or account transfer fees.
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